Social Security Benefits Programs

Social Security Disability Insurance

Social Security Disability Insurance (SSDI) is a payroll tax funded, federal insurance program. SSDI was created in 1954, to provide wage assistance to the primary wage earner if they became disabled and were no longer able to work.

Social Security Disability Insurance Requirements

  • The Social Security Administration must determine you are disabled.
  • You must be determined disabled prior to your full retirement age.
  • Your disability must last at least 12 months or be expected to result in death.
  • You must legally be allowed to work in the United States.
  • You must be a United State’s citizen.
  • You must have accumulated approximately 20-40 work credits over the course of your employment by paying payroll taxes.
  • If you are 31 or older you must have paid payroll taxes and worked for 5 of the last 10 years. If you are younger than 31 there may other qualifications.

Supplemental Security Income In Louisiana

To qualify for Supplemental Security Income you must be determined disabled by the Social Security Administration and your condition must expect to last for at least one year or result in death. You also must not be able to engage in substantial gainful activity which the Social Security Administration considers making more than $940.00 per month.

You also may qualify Supplemental Security Income if you:

  • Have limited resources and you are 65 years or older
  • Have a Social Security blindness Disability which the Social Security Administration defines as a blindness disability which means “you have a central visual acuity of 20/200 or less in your better eye with best correction or you have a limitation in the field of vision of your better eye, so that the widest diameter of your visual field subtends an angle no greater than 20 degrees”.

To qualify for SSI, you must also meet other non-medical requirements. In 2008, there is a resource and income limitation of $2000 per individual and $3000 per couple. Certain assets may not be considered in the resource and income calculation such as a main residence or car, but in general assets and resources can include: stocks and bonds, cash, life insurance policies (over $1500), real-estate, and extra vehicles.

Certain individuals will automatically be disqualified from receiving Supplemental Security Income benefits including:

  • non-United States citizens
  • fugitive felons
  • individuals who are in prison
  • individuals who leave the United States for extended periods of time
  • individuals who purposefully reduce their income to qualify for Supplemental Security Income benefits

Supplemental Security Income Payment Calculation for Louisiana:

Supplemental Security Income benefits can vary depending on your current living arrangements, the state where you reside, and your income. Louisiana adds and administers an additional State Supplemental Benefit amount in addition to the Federal benefit rate.

I am a Disabled Veteran, can I Receive Social Security Disability Benefits?

If you are a disabled veteran and have served in the Army, Navy, Air Force, Marines, or National Guard you may be eligible for Social Security Disability benefits in addition to benefits you receive from the Department of Veteran Affairs.

For more information regarding Social Security Disability Benefits you can contact the Social Security Administration at 1-800-772-1213 or visit them on line at the new veteran’s web site at www.socialsecurity.gov/woundedwarriors.

To receive Social Security Disability benefits, a veteran will have to meet the same requirements as a civilian. They must be unable to engage in “substantial gainful activity” or be unable to work due to their disability. The disability must last at least 12 months or expect to result in death.

Social Security Disability Benefits for Children

Children (under the age of 18) who are disabled - or not disabled - may be eligible for Social Security Disability Insurance benefits if they are the dependent of a wage earner who is deceased, disabled, or retired and is or has been receiving Social Security Disability Insurance payments. They also may be eligible for SSDI payments if they are older than 18 and if they were disabled prior to the age of 22.

A child may also qualify for Supplemental Security Income if they are determined disabled by the Social Security Administration or have a Social Security blindness disability and they have limited income and resources. Their disability must last at least 12 months or expect to result in death.

For information about Social Security Disability Benefits for children you can contact the Social Security Administration office at -800-772-1213 or visit them online at www.socialsecurity.gov. If you would like to meet with a Social Security representative in person there are also Social Security field offices through out the state of Louisiana.